Nowadays, insurance has become very normal to many people. If you ask 10 people, 9 out of 10, they will let you know they have insurance. If they never buy any insurance, company that they are working at will buy the insurance for them as well. Apart of the personal insurance, when you purchase a house, there will be a home insurance that you need to pay for it. At least, if anything happen to your house such as fire, you can get the claim from the insurance company. Of course, we are not hoping this to be happen. But who knows, anything can happen anytime. That is why, people are buying the insurance to protect themselves in case of bad things happen.