Most of the time, when we buy a new car, we will get the warranty from the manufacturer. During the warranty period, the car will perform well without any issues. Just after the warranty ends, problems start to come. It is frustrated since you need to pay for all those repair and labor charges. It will be nice if all the charges are covered by the insurance, right? In order to get covered, mechanical breakdown insurance (MBI) is the one you need. Just forget about the extended warranty and grab the MBI instead.